1. Calm
I stink at meditating but want to get better. Enter the Calm app. There are 10 minute daily meditations, music, sleep stories, soundscapes (like rain on leaves), and meditations for every mood. I have the premium version ($48 a year) but the free version has a ton of stuff. Obsessed.
2. Lover Album
I’m obsessed with the new Taylor Swift album. And watch this especially the end-amazing.
I have to go forward with 60% of my salary. Not only that, I got a raise effective October 1, 2018 but because my surgery was October 27 firm rules state that the 60% is on my old salary. My raise was $8,000. That sucks…but those are the rules. It’s not like we were going to postpone surgery had we known. So going forward, it’s really important for me to stick to a budget. Unfortunately I HATE budgeting. Always have.
Luckily, my friend Steph has used a lot out there and sent me a nice big review email. I chose EveryDollar and am obsessed. Unlike the popular Mint, you do not need to link your bank account. The app is awesome. You just create your budget and every month log your income and expenses.
Of course as a CPA I love finances. I made this budget template; hopefully it helps you.
